You can generate extra income for yourself, and even a loved one, while fighting antisemitism and hate now and for future generations.
If you’re thinking about the types of gifts outlined below, we recommend consulting with your financial partner and with ADL to select the gift that’s right for you.
Charitable Gift Annuities
Charitable gift annuities (CGAs) offer a secure, fixed payment stream for yourself and/or a loved one for your lifetime(s). You will also receive tax benefits and the satisfaction of creating a lasting legacy through ADL.
How it works:
- You donate cash or appreciated securities worth $10,000 or more to ADL. In return, you and/or another beneficiary will receive fixed payments for life.
- Your payment rate is based on your age (payments start at age 65 or later) and will never change.
- A portion of your payments will be tax-free.
- The older you are — or the longer you defer starting your payment — the higher your payments will be.
Benefits to you include:
Lifetime payments that will never change.
You will receive fixed annual payments for the rest of your life.
You May be Able to Reduce Your Tax Burden
You may be eligible for an income tax deduction for the year you make the donation.
Provide Financial Security
Gift annuities are an ideal way to provide financial security for you and a loved one.
Avoid Some Capital Gains Tax
You may avoid some capital gains tax when you use appreciated stock to fund your gift annuity.
Charitable Remainder Trusts
A Charitable Remainder Trust (CRT) is a tax-free trust that pays you and/or other beneficiaries an annual distribution. This payment is either a percentage of the annual value of the trust, or a percentage of the original gift amount.
How it works:
- You transfer cash or an appreciated asset* into an irrevocable trust.
- The trustee then sells the asset, paying no capital gains tax, and reinvests the proceeds.
- For the rest of your life (or a term of years), you and/or another beneficiary receive payments from the trust.
- After your lifetime, the remaining principal is used to support the mission of ADL.
Benefits to you include:
You avoid paying capital gains taxes on sales of appreciated assets
You convert the full value of these assets into a lifetime income stream
You receive a significant charitable income tax deduction
You remove assets from your taxable estate
Complimentary planning resources
are just a click away!
